Ag Lender

First State Bank and Trust

Monticello Office/Piatt County

Ag Loan Officer / Full Time

Essential Job Functions:

The Agricultural Loan officer works with local farmers and agricultural community members to provide a complete range of banking services. Key job functions include:

• Manage a portfolio of farm, farm real estate, and related agricultural loans.
• Participate in the analysis of loan requests.
• Provide an excellent customer experience, comply with all relevant regulations, and adhere to established credit standards.
• Meet or exceed loan/deposit growth goals by expanding current relationships and developing new customer opportunities.
• Work effectively with department staff and management.
• Properly close and document all loan transactions in accordance with the approved terms and conditions.
• Engage with the local community and represent the bank at public events throughout Piatt County.

Job Requirements

• Four-year undergraduate degree in Finance, Agricultural Business, or a related field
• Minimum of 5 years of agricultural lending experience
• Previous formal credit training
• Proven track record of developing new loan opportunities
• Strong analytical and credit skills
• Excellent communicator (written/verbal)
• Familiarity with a broad range of agricultural lending programs

About Us: First State Bank and Trust is a community bank headquartered in Monticello, Illinois, with locations throughout Piatt, Champaign, Douglas, and McLean counties. We are a 100% Employee-Owned company through our ESOP.

We exist to provide customers with an extraordinary experience through comprehensive financial services that help them pursue their dreams. We add substantial value to our communities. We provide rewarding work and unique financial opportunities for our employees.

Equal Opportunity Employer. Member FDIC. Equal Housing Lender.