Mortgage Originator

MORTGAGE ORIGINATOR

Northwoods Credit Union (NCU) of Moose Lake and Cloquet, MN is looking to hire a full time Mortgage Originator. As a Mortgage Originator, you will be responsible for growing your loan portfolio through building realtor relationships, gaining referrals, and working with direct inquiries from our membership. You will educate and guide members to appropriate loan products while holding on to our value of "people helping people." Do you enjoy a fast-paced office environment with the opportunity to network and meet new people? If so, apply today!

BENEFITS

• Competitive pay
• Monthly Incentive Potential
• 401(k) 6% match
• Health & Dental insurance
• Life insurance
• Generous paid time off

POSITION DUTIES AND RESPONSIBILITIES

• Originate first and second mortgages.
• Network within the community to grow your mortgage portfolio.
• Establish and maintain relationships with realtors.
• Interview members to understand their goals to help identify the best loan product for them. Assist them with the completion of their mortgage application in person, via phone, or electronically.
• Knowledge of various mortgage products offered including secondary market programs.
• Knowledge of credit reports, financials, and property evaluations along with the ability to analyze them thoroughly.
• Perform closings and explain final mortgage paperwork to members.
• Communicate, verbally and in writing, professionally and effectively throughout the organization and with members.
• Be a team player. Work closely with mortgage processors, underwriters, and title agents to ensure a smooth mortgage process from start to finish.

JOB QUALIFICATIONS

• High school diploma or equivalent
• Prior mortgage experience (preferred)
• Position requires the ability to work flexible hours and travel between all credit union facilities as needed
• Proficiency with Word, Excel, Outlook, and other commonly used office software
• Ability to become proficient with our Software Systems
• Ability to obtain NMLS
• Ability to stay organized and balance the demands of having multiple loans in the pipeline at once
• Customer service skills
• Self Motivated

WORK SCHEDULE

This full-time Mortgage Originator position works varied hours, typically between 8:30 AM - 5:00 PM, Monday - Friday. This position has an alternating schedule between our Cloquet and Moose Lake branches.

ABOUT NORTHWOODS CREDIT UNION (NCU)

Our credit union started back in 1936 in a small trailer on paper mill property. There were 5 paper mill employees with a vision of offering fairly priced products and excellent service to their hard-working coworkers. Today, we continue to serve the employees of select employer groups as well as anyone who lives, works, goes to school, volunteers, or attends church in Carlton, Pine, or St. Louis Counties along with several more cities and towns. Over the years we've changed names and locations, but we still focus on providing exceptional member service and fairly priced products to our members. Our vision is to build life-long relationships, one member at a time.

In order to hire and retain employees who share our servant mentality, progressive thinking, integrity, and empathy, we offer competitive compensation and a positive work culture.

READY TO JOIN OUR CREDIT UNION TEAM?

We understand your time is valuable and that is why we have a very quick and easy application process. If you feel that you would be right for this credit union Mortgage Originator position, please fill out our initial 3-minute, mobile-friendly application. We look forward to meeting you!