Enterprise Risk Manager

Please use Firefox or Chromeinternet browserto complete this application

Salary Grade:

Salary Pay Range for This Position:

POSITION SUMMARY:

The Enterprise Risk Manager (Manager) independently develops, executes and maintains the Enterprise Risk Management Program for Wescom Central Credit Union. This position designs and evolves an overarching system of enterprise-wide risk assessments, analysis and reporting. Develops and conducts tests for risk control effectiveness across all business lines, and across all risk domains, including transactional, credit, interest rate, liquidity, strategic, compliance, legal information technology information security and reputation risks. Manages and directs activities of the Enterprise Risk Supervisor, and other Enterprise Risk Management staff that are assigned to assist projects.

Ensures organizational Enterprise Risk Assessment projects are completed through the use of standardized project management methodology. Manages and coordinates projects/initiatives involving multiple departments and functions across the organization. These may include risk assessments in support of strategic initiatives, new products and services, and facilitating implementation of policies and controls in response to regulatory and enterprise requirements.

Manages the insurance and bond program, including property and casualty coverage and cyber insurance.

ESSENTIAL POSITION FUNCTIONS:

Responsible for enterprise risk project planning and the annual Enterprise Risk Assessment, including ongoing tracking and reporting. Identify scope of projects, identify resources required, develops timeline, monitor progress, ensure timely completion.

Manage vendors that provide automated solutions for Enterprise Risk Management administration. Ensure technology solutions meet Wescom's enterprise requirements. Conduct ongoing vendor due diligence to ensure vendor(s) meet SLA standards.

Develops and maintains the credit union's risk appetite and key risk indicators (KRIs). Monitor for variances and report to Management, the Enterprise Risk Management Committee, the Audit Committee and the Board of Directors.

Create implement and distribute ongoing risk assessments and reports to Management, the Enterprise Risk Management Committee, the Audit Committee and the Board of Directors, to facilitate decision making in pursuit of Wescom's Strategic Objectives.

Function as the liaison between the Enterprise Risk Department and all other areas within the credit union.

Work closely with staff, SVPs and VPs within the organization to develop standards, procedures and policies to ensure attainment of enterprise risk management objectives.

Design and execute testing and validation of the organization's existing process controls, and test new process controls.

Participates in the development and implementation of strategic initiatives to further enterprise risk goals.

Manages the insurance program by performing evaluations of coverage, coordinating with external brokers, draft RFPs, interview internal stakeholders on loss history and insurance needs, compare internal requirements with available coverage and recommend carriers, coverage and premiums to the ERMC on an annual basis. Provide reports to the Board of Directors and obtain approvals as required by regulation.

Administers the claims process, filing potential losses with carriers on a timely basis. Coordinate with external and internal stakeholders to resolve pending matters. As needed, participate in remediation of data breach issues. Report losses to the ERMC as appropriate.

Conducts research within the credit union and externally to support Enterprise Risk Department needs. Research regulations, rules and best practices and provide meaningful written analyses.

Effectively communicate on behalf of the Vice President, both verbally and in written form, at all levels within the credit union and externally. May attend Committee meetings and functions in a support role to the Vice President.

Produce ad hoc risk assessments for new products and services, which also may include new facility locations.

May participate and assist in the Business Continuity Program and assist with conducting periodic testing and tabletop exercises.

COMMITTEE PARTICIPATION:

Member of Management Team: Joins with all members of management to review and address member service delivery and related functions, operational policies, employee issues, quality control problems, planning items, and other Wescom activities. The position is eligible for the Credit Union's Management Team Incentive Program and Team Award.

EDUCATION, EXPERIENCE, SKILLS AND ABILITIES:

Bachelors Degree and a minimum of seven years of experience with responsibility for major projects and a general understanding of bank/credit union operations.

Minimum of five years of experience in financial institutions in the enterprise risk management area or similar background required. Must be able to develop and conduct risk assessments and produce relevant reporting. Advanced relevant college education or certification may be considered in lieu of up to two years' experience in these fields. PMP certification preferred.

Experience with development and implementation of an organization-wide business continuity program including administration of a system of business impact analyses and business resumption practices and testing is a plus.

Knowledge of Microsoft Office applications and project management software.

Experienced manager of employees with technical skills.

Effective communication skills, both written and oral. Must be able to adapt communication to the audience.

Detail oriented, good organizational skills, and the ability to be flexible while working in a time-constrained environment. Proven ability to work with and motivate others. Professional conduct and appearance.

Effective interpersonal skills in order to maintain positive and productive working relationships with staff and management at all levels of the organization.

Defines problems, collect data, establish facts, and draw valid conclusions.

Possess strong research, investigative, and analytical skills.

Participates in in-house training, self-studies, participates in outside seminars, conferences and classes and participates in professional associations.

Committed to Wescom's Mission and Vision Statements, and Core Values.

COMPUTER SKILLS:

Proficient in Microsoft applications (Word, Excel, Outlook). Must be proficient in technology applications including the Credit Union's operating system and specialized software required for performance of position.

Knowledge of systems for managing enterprise risk functions.

Knowledge or experience of data base systems and reporting.

Knowledge of and experience with core banking systems such as Symitar is preferred.

MATHEMATICAL SKILLS:

Experience in or ability to build information models. Ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals. Ability to compute rates, ratios and percentages, and to draw and interpret bar graphs. Ability to operate a financial (business) calculator.

PHYSICAL DEMANDS:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle or feel; reach with hands and arms, climb or balance, stoop kneel, crouch, crawl; talk or hear and taste or smell. The employee must occasionally lift and/or move up to 10 pounds. Vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus.

WORK ENVIRONMENT:

This position may qualify as Remote or Hybrid with a home base at one of Wescom's offices. The Remote or Hybrid status may be discontinued by Wescom in its sole discretion at any time and for any reason or no reason, with or without notice by Wescom or Employee.

The work environment characteristics described here are representative of those an employee encounters while performing functions of this job.

The noise level in the work environment is moderately quiet. It is a non-smoking environment.

The above job requirements are representative of minimum levels of knowledge, skills, and abilities. The marginal functions have not been included. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This job description in no way implies that these are the only duties to be performed. An employee will be required to follow any other job-related instructions and duties as requested by the supervisor and/or management.

If you are applying for a Hybrid/Remote position, pleasenoteapplicants are required to reside within ourWescomservice areas which are defined as the following counties: Los Angeles, Orange, San Bernardino, Riverside, Ventura, Santa Barbara, San Diego, Imperial ,Fresno, Kern, Kings, Madera, Merced, Mariposa, Monterey, San Benito, San Joaquin, San Luis Obispo, Santa Cruz, Stanislaus and Tulare counties.