Deposit Operations Specialist

Job Title: Deposit Operations Specialist

Job Type: Full Time

Reports to: Deposit Operations Manager

Culture Vision Statement: Unity Bank strives to be an innovative bank that exceeds service excellence standards. Our culture is a caring collaborative environment where our communities and our employees matter to each of us. Those employees that are proactive, adaptable to change, and creative will be attracted to our growing organization.

General Summary: Responsible for demonstrating service excellence in accordance with Unity’s Vision and Mission statements: Our mission is to help people achieve their dreams. Our vision: Be the bank that connects people: employees, customers, community. Our core values: respect, honesty & integrity, satisfaction and enjoyment.

Under the guidance and supervision of the Deposit Operations Manager, the Deposit Operations Specialist performs a variety of daily deposit processing functions in connection with commercial and retail deposits including verifying accuracy of documents, requesting and filing needed paperwork, and ensuring deposits are properly booked in the core system. This position should have working knowledge of regulations and compliance related to deposit operations and the associated internal policies and procedures.

The Deposit Operations Specialist works collaboratively with commercial relationship staff, retail bankers, compliance, and other bank departments to help create a productive, team-oriented work environment that leads to customer service excellence.

Principal Responsibilities & Duties:

• Monitoring and addressing all non-post, stop pays, positive pay, NSF items or Regulation D violations.
• Provides support for all electronic deposit products which may include resetting passwords, processing enrollments and offering assistance to staff and customers with these products.
• Processing incoming and outgoing domestic and internal wire transfers.
• Performing daily reconciliation of internal bank accounts and adjustments
• Supports and administers: ATM and debit card processing, EFT (Electronic Funds Transfer) disputes, levies, garnishments, third party information requests, cash letters, overdrafts and returns, dormant accounts, fee charging and waivers, etc.
• Responsible for verifying completeness of files with all necessary documents and signatures required.
• Maintains an active knowledge base of all of the Bank’s deposit products and electronic services and related policies, guidelines and procedures in order to identify exceptions to policy. Completes all required training assigned, in a timely manner, and complies with all regulations and policies when performing the responsibilities of the position.

Benefits: 401(k), 401(k) matching, Dental insurance, Disability insurance, Employee assistance program, Health insurance, Health savings account, Life insurance, Paid time off, Vision insurance.

Working Conditions: Bank/office environment, secure, comfortable working conditions. May be required to travel to/from branch offices, corporate office, and other facilities.

This is a position for which:

• Military experienced candidates are encouraged to apply.
• Applicants of all ages, including older job seekers and encouraged to apply.
• Candidates with disabilities are encouraged to apply.