Automotive Finance and Insurance Writer - Full-time

Our dealership is seeking a dynamic team member with a proven track record in a new & used car automotive environment for our family-owned and operated dealership. We are hiring an experienced Automotive Finance and Insurance Manager to join our team! Now is the time to take your career to the next level. Prospective candidates will possess a desire to be the best of the best. We are focused on the customer and focused on your long term success.

When you join our team, you'll have access to a total compensation package, which includes great career growth, a friendly work environment, and outstanding benefits....and more:

• Strong pay plan and bonuses
• Paid Vacation and Holidays
• California Paid Sick Time
• Paid Basic Life and AD&D Insurance
• 401K Plans
• Medical, Dental, Vision Insurance
• Other Supplemental Insurance options such as:

  • Additional access to Term Life Insurance Policy

  • Short Term and Long-Term Disability

  • Health care and dependent care reimbursement accounts

  • Pet Insurance

In this position you would be responsible for structuring car deals for clients with average to above credit, in compliance with finance lender guidelines and auto dealership policy, resulting in quick funding, and a high level of customer satisfaction. You would report directly to the General Sale Manager.

Qualifications:

• High School Diploma or equivalent, required
• Minimum 2 years of Dealership Finance Manager experience, required
• Bilingual, (Preferred but not necessary)
• Ability to multi-task in a demanding environment
• Team oriented, flexible and focused on maintaining a high level of customer service
• Valid driver's license

Essential Duties, but not limited to:

• Knows and implements dealership policies and procedures.
• Maintains a clean and organized office.
• Communicates all problem deals to management immediately.
• Addresses missing stipulations communicated from lender immediately.
• Adheres to a standard of professional ethics and is respectful to customers.
• Knowledgeable in state regulations regarding finance and the Fair Credit Reporting Act.
• Interacts with appropriate departments.
• Train and supervises sales staff of any changes in regulations and the Fair Credit Reporting Act.
• Structures deals in accordance with lender and dealership guidelines.
• Never intentionally misrepresents a deal.
• Books out deals accurately. Never misrepresents equipment.
• Performs credit interview, prepares credit application.
• Verifies accuracy of all material information on the credit application and submits to lender.
• Maintains confidentiality of customer information.
• Discloses financial information to customers.
• Sells credit insurance and service contracts.
• Maintains good lender relations.
• Maintains a lender guide of programs currently used and obtains a working knowledge of them.
• Evaluates new lender programs.
• Goes over deals with lenders. Works all deals diligently.
• Maintains current inventory log and makes recommendations to management.
• Helps move old inventory.
• Maintains a call-in log and contracts in transit log (funding package).
• Trains administrative personnel on assembling funding packages.
• Reviews funding packages prior to mailing.
• Shows and demonstrates vehicles when necessary.
• Designs and places advertising for special finance.
• Analyzes credit reports, able to recognize a conventional deal and turns over accordingly.
• Properly cost special finance deals (prepares profit sheets).
• Receipts deposits immediately.