Enterprise Risk Analyst

Have you ever wanted to work for a company that enhances your employee experience and supports local communities? If so, you should check out, FCS Financial, part of the nationwide Farm Credit System. If you're looking for a career transforming complex credit and business information into sophisticated reports and actionable insights to support enterprise risk management, and thrive on problem-solving, this is the position for you! Apply now for the Enterprise Risk Analyst position that's an integral part of our Risk Management Team! You'll need specialized skills in problem solving, reporting and analysis, along with knowledge of credit analysis, loan systems, and database reporting.

APPLY NOW if you have a bachelor's degree in agribusiness, agricultural economics, business administration, statistics, mathematics, or a related field and 4 years in credit and data analysis experience.

This position is open until filled.

This position is located at our Central Office in Jefferson City and requires at least three days a week of in office work.

This position is classified as Exempt under the Fair Labor Standards Act.

Department: Risk Management

Reports To: Vice President, Enterprise Risk Management

Supervises: None

Responsibilities/Duties

Job Functions*

PercentageJob Functions

45 %Reporting

• Updates, develops, generates, and analyzes monthly, quarterly, semi-annual, and annual reports including Internal Controls over Financial reporting, used to assess potential risk and convey key portfolio trends
• Determines accuracy of information, when follow-up action is required, and when to escalate to supervisor
• Contributes to management of report frequency, priority, and distribution
• Serves as subject matter expert and enhances efficiencies for Risk Management reporting
• Manages, monitors, and reports large customer total line of credit for attribution and concentration reporting for internal and external stakeholders
• Adopts, maintains, and stays current of enhancements to software programs from 3rd party vendor for stress test and reporting
• Risk data expert, assessing data quality and adjustments required for analysis and modeling process

45%Analysis

• Collaborates with association peers and leadership to conduct strategic portfolio management analysis, portfolio sensitivity analysis and analysis of risk, utilizing portfolio analysis resources and industry information
• Synthesizes, interprets, and communicates association performance, soundness, and risk to association stakeholders
• Determines content and presentation of findings for required documentation to fulfill association procedural requirements, audit review, and regulator review summary analysis
• Collaborates with association peers and leadership to conduct association Stress Test analysis
• Serve as member of the Allowance Workgroup and in coordination with workgroup generate, analyze, and communicate CECL forecast and estimate
• Determines relevant information/trends to escalate to supervisor
• Determines relevant data risk and appropriate actions or resources required to eliminate risk

5%Supports other Enterprise Risk Management analysis, projects, and activities

5%Other duties as assigned to meet the needs of the organization.

* Essential Functions for this position consist of all items listed under any category that make up 5% or more of the job duties. This job description is subject to change without notice.

Required Skills

Minimum Qualifications

• Bachelor's degree in agribusiness, agricultural economics, business administration, statistics, mathematics, or a related field
• 4 years of credit and data management/analysis experience
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

Required Knowledge and Skills

• Skill in using Microsoft technologies including e-mail, word, and spreadsheet processing
• General knowledge of loan systems and database reporting
• Skill in analytics
• Skill in utilizing a systematic approach to problem solving
• Skill in balancing logic and intuition to make sound decisions in a timely manner
• Skill in credit analysis
• Oral and written communication skills, sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data