Commercial Loan officer

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Paid time off
• Parental leave
• Vision insurance

Summary/Objective
Responsible for underwriting, structuring, closing and servicing a loan portfolio. The successful candidate shall accept walkin borrowers, referrals from other lenders and develop new business.

Reports to
Ouachita Market President

Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Source, develop, underwrite, close and service commercial, consumer, real estate and small business loans
Develop and execute an aggressive plan to grow deposits
Coordinate or assist with marketing activities and events
Increase brand awareness for the company within the community
Assist with branch operational activities and responsibilities (if needed)
Interact with customers on a regular basis to ensure satisfaction and gain useful feedback
Resolve customer problems as needed
Open new accounts and assist with accountrelated functions and responsibilities (if needed)
Comply with all applicable laws and regulations for the industry
Assess market conditions and identify opportunities
Adhere to high ethical and professional standards

Competencies
Problem Solving/Analysis
Teamwork orientation
Financial management
Customer focused
Initiative
Time management
Communication proficiency
Technical capacity
Knowledge of office methods, procedures, and practices including the use of office equipment
Detail oriented
Organized
Motivated
Understanding of cash flow analysis and the business operating cycle
Utilize professional judgment to determine which potential borrowers represent good credit risk opportunities for the Bank
Approving or rejecting loans and terms within officers limits and established Bank policies

Supervisory Responsibility
None

Work Environment
This position operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, fax machines, email, electronic calendars, scanning devices, calculators, and spreadsheets.

Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

While performing the duties of this job, the employee is regularly required to talk or hear. The employee is frequently required to stand, walk, squat, use hands to finger, handle or feel, and reach with hands and arms. This job may also require the employee to frequently lift at least 50 pounds.

Position Type/Expected Hours of Work
This is a fulltime position. Days and hours of work are typically Monday through Friday, 8:00am to 5:00pm, with a onehour lunch break, but may change depending on staffing needs and workload. This position may require occasional evening and weekend work as needed.

Travel
Travel is primarily local during the business day, although some outofarea and overnight travel may be expected.

Preferred Education and Experience
Experience in customer contact and problem resolution, management experience, ability to set and achieve goals, knowledge of industry rules and regulations, resultsdriven attitude, leadership skills, strong customer service skills, written and oral communication skills, human resource management skills, organizational skills, attention to detail, computer skills, advanced skills with Microsoft Office, Bachelors Degree in Business Administration or a related field OR minimum 5 years banking experience.

Minimum
Equivalent combinations of experience, training and/or education approved by Human Resources

This description is intended to be generic in nature. It is not intended to determine all specific duties and responsibilities of any particular position. Essential functions and overtime eligibility may vary on the specific tasks assigned to the position.

Other Duties
Please note that this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice.

Equal Opportunity Employer/Veterans/Disabled