Branch Manager I - Lockesburg, AR

Southern Bancorp is a different kind of bank. As a Community Development Financial Institution (CDFI), a special certificate on designated for institutions that serve predominantly underserved communities, Southern Bancorp combines traditional banking and lending services with financial development tools and public policy advocacy to help families and communities grow stronger. Inspired by the principle that building net worth drives economic opportunity, our mission is to be wealth builders for everyone in the communities we serve, with a focus on low-wealth and un(der)banked populations, as well as an emphasis on Black and Brown individuals.

The Branch Manager manages a branch staff with three or more employees; Responsible for the day-to day operations, including customer service, product sales, and security in accordance with the Bank's objectives; May assume responsibility for lending under strict credit restrictions; Provides leadership, training, and supervision to staff.

Responsibilities:

• Oversee branch staff including coordinating, planning and assigning work schedules, answering questions and solving problems posed by the staff, conducting evaluations, and motivating staff to meet performance levels
• Supervise all teller operations for accuracy, efficiency, and quality customer service.
• Prepare various reports including Currency Transaction Reports (CTR's) and IRS Reports.
• Handle vault function which includes calculating money requirement of branch and Tellers' cash requirements; ordering money; verifying, buying and selling cash for all Teller stations; daily opening and closing of the vault and ensuring proper and secure shipment of all cash.
• Manage ATM operations to include supplying the equipment with cash, envelopes, and receipt paper; processing deposits; balancing; handling problems.
• Review procedures and recommend changes to improve the service and thereby enhance the quality of the bank's customer service.
• Participate in a team effort to cross-sell other services of the bank.
• May occasionally perform duties of a Teller and/or a Customer Service Representative which includes performing all related opening, closing, and balancing activities; assisting customers with banking needs (deposits, withdrawals, credit card cash advances, federal tax deposits, issuing traveler's checks, cashier's checks, EE bonds, money orders, handling commercial deposits and night deposits etc.)
• If responsible for lending,
  • Assist consumer loan customers with loan application process.
  • Assist loan administration with obtaining required updated documentation including collateral insurance and financial information. Complete loan set up sheet for loan documentation staff.
  • Perform thorough analysis of proposed loan feasibility by analyzing customer's financial records, cash flow, collateral valuation and credit history.
  • Achieve and maintain required loan portfolio balance and yield as directed by senior management.
  • Assign risk rating per regulatory guidelines.
  • Review and analyze maturing loans for renewal eligibility in compliance with regulatory requirements and bank loan policy. Complete loan set up sheet and communicate with borrower regarding documentation issues and new loan terms.
  • Prepare detailed and organized loan proposals for loan committee as required by loan policy Communicate with customer for additional information as necessary and when loan decisions are final.
• Completes all required training

Education and Experience Qualifications:

Branch Manager I

• High school diploma or equivalent is required
• Two years of extensive experience in a banking environment

Other Skills

• Demonstrated proficiency in banking compliance
• Ability to effectively communicate with employees and customers
• Ability to operate a computer proficiently
• Basic math skills (ability to add and subtract)

Preferred Qualifications:

* Must be fluent in English and Spanish

What we offer our employees:

A positive impact on Your Future:

• 401(k)/Roth plan with immediate eligibility and employer match up to 6%
• Employee stock ownership plan
• Discounted rate on primary home mortgage
• Credit and housing counseling as well as free financial education tools available to customers and employees

Benefits to improve your health:

• No deductible medical insurance plan
• Dental and vision insurance
• Employer paid life and long-term disability insurance
• Flexible Spending Accounts

The opportunity to nurture your well-being:

• Paid holidays and paid time off
• Bonus plan
• Opportunity for merit raises
• Employee reward and recognition programs
• Community service opportunities

Physical Demand & Work Environment:

• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Southern Bancorp is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, sexual orientation, gender identity, gender expression, status as a protected veteran, among other things, or status as a qualified individual with disability. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

As a Community Development Financial Institution, Southern Bancorp desires its workforce to reflect the diversity of the customers and communities that we serve. Racial and ethnic minorities, people from working class backgrounds, women and LGBTQ people are often underrepresented in many financial service industry professions. Therefore, we strongly encourage applications from people with these identities or who are members of other marginalized communities.