Loan Closer

BREAK GROUND ON A REWARDING CAREER WITH US!

At MDC Holdings, Inc./Richmond American Homes, we encourage a company culture that promotes professionalism, teamwork, health & wellness and work-life balance. If you are a results-driven professional with a passion for success, consider building a career with us. We're proud to be one of the most established builders in the industry, with 45 years of experience and 240,000 homes to our credit.

Position Summary

We are seeking a qualified Loan Closer to join our HomeAmerican Mortgage (HMC) team.

Responsibilities

Loan Closer will review loan files for accuracy to prepare figures, balance with title and issue Closing Disclosures to borrowers daily to meet scheduled closing dates. They will run a Mavent Compliance review and draw final closing documents. Current knowledge of TRID and calculating lender cures is necessary. When the loan is final approved, they'll confirm all closing conditions are cleared and coordinate a timely delivery of the closing package to the title company. Balances funding with title and requests wire funds for disbursement of the loan. The Closer will also prepare Post-CDs and make document corrections as required for purchase of the loan. Works monthly deficiency and QC reports. Encompass knowledge is a must and experience closing loans in multiple states including FHA, VA, Conventional and USDA loan programs.

Requirements

High school diploma or equivalent work experience. Minimum of 2 years mortgage loan-closing experience required. High degree of attention to detail. Technical knowledge relating to mortgage banking compliance, FHA, VA, Conventional and non-conforming guidelines required. Encompass software experience is required.

Compliance is a critical part of HomeAmerican Mortgage, and a successful candidate will agree to comply with all applicable laws and regulations regarding the responsibilities of this position.

This is a remote position.

Benefits & Perks!

While we value hard work, we also recognize the importance of having fun! Our employees enjoy a collaborative environment where they can freely bounce ideas off one another and participate in exciting teambuilding activities and outings, like trips to the ballpark, holiday celebrations, regular office socials and much more.

Positive, collaborative team culture
• Competitive compensation structure
• Comprehensive benefits package includes: Medical, Dental, Vision, HSA/FSA accounts, 401K, Life Insurance, Short Term Disability, Long Term Disability, and EAP
• Time Off benefits include: Vacation, Sick, Holiday, Bereavement, Jury Duty, FMLA, and Military leave
• Discounted pet insurance
• Home purchase discounts & more!

*All benefits are subject to qualification and hire dates. Not all benefits apply to commissioned sales people.

Compensation

• Base Salary: $50,000 - $60,000
• FLSA Status: Non-Exempt
• Bonus Type: Monthly Production

If you are ready for more than a job and seek a career with one of the most respected organizations in a top industry then we want to hear from you. Please also visit our website at www.richmondamerican.com for more information.

MDC Holdings, Inc. / Richmond American Homes is an Equal Opportunity Employer. #LI-JP1 #LI-ONSITE