Credit Admin Officer Trainee

The Credit Admin Analyst is responsible for assisting the day-to-day administration in credit and special assets function, as well as assisting and supporting the Sr. Credit Administrator and the Chief Credit Officer.

• Assist in researching and collecting data for various loan-related reports and projects.
• Analyze financial documents, credit reports, and borrower's information to evaluate the status and credit risks associated with non-performing loans.
• Assist in ordering appraisal reports and documenting the qualifications of appraisers and environmental assessors.
• Participate in discussions with borrowers regarding business and financial status, repayment plans, loan collections, restructuring, and following up with tickler items.
• Site visitation to new and existing borrowers.
• Underwrite commercial loan products and memos following the bank's loan policy and procedures, and general prudent lending practices.
• Interact with lending units to discuss the borrower's financial status to develop effective resolution strategies.
• Collaborate with legal teams, collection agencies, and external partners to enforce loan recovery efforts.
• Maintain accurate records of activities related to troubled loans, and assist in the preparation of special assets reports.
• Adhere to bank policies and procedures related to the SAD portfolio.
• Learn and take required training classes regarding applicable laws and regulations, including the bank's policies and procedures.

QUALIFICATIONS:

Education and/or Experience:

• Bachelor's degree in business, finance, or accounting or equivalent, relevant work experience.
• Preferably 2-3 years of experience in commercial/business banking underwriting, lending, credit administration, or special assets area.