Mortgage Loan Officer - Full-time / Part-time

Mortgage Loan Officer Summary:

Responsible for originating residential mortgage loans in a highly competitive environment by soliciting, negotiating pricing, initial underwriting, and projecting closing of complex residential loans in compliance with FirstBank lending policies and procedures.

Mortgage Loan Officer Essential Duties and Responsibilities include the following. Other duties may be assigned.

• Managing Sales Activities Developing a pipeline of new business from outside sales calling efforts and other networking exercises
• Achieving specific production goals as set by the SVP of Mortgage Lending
• Stay current on market and competitive trends and share information with customers
• Complete required management reports which monitor the progression of new business in the pipeline
• Develop and Manage Referrals
• Solicit residential mortgages
• Make sales presentations through contracts with brokers, realtors, builders, and developers
• Distribute approved promotional flyers/materials
• Develop marketing strategies example First Time Home Buyers seminars, letters to past customers, attend realtor open houses
• Network through professional, business and community organizations to market products
• Work with assigned financial centers to ensure awareness of mortgage loan products and policies
• Handle referrals timely from each financial center and provide timely updates and progress reports
• Counseling and pre-qualifying potential home buyers
• Obtaining all necessary support documents
• Complete all paperwork in a timely manner to
• Serve as the borrowers advocate and main contact during the underwriting, committing, and closing process

Mortgage Loan Officer Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions

Mortgage Loan Officer Education and/or Experience:

• High school diploma or equivalent mandatory
• Bachelors degree in a business-related major is preferred
• Prior sales experience in the mortgage industry originating loans
• 3+ years of effective and proven sales experience

Mortgage Loan Officer Other Skills and Abilities:

• Knowledge of residential mortgage processing, underwriting, and closing procedures
• Knowledge of mortgage loan regulatory requirements, residential products and functions also required
• Ability to work independently with good project management skills and ability to adjust to ever changing environment.
• Must be active and visible in the community to promote FirstBank and enhance business development efforts

All statements are intended to describe the general nature and levels of work assigned to the job and are not intended to be an exhaustive list of all responsibilities, duties and skills required for personnel classified within the category.

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