Chief Compliance Officer

This position reports to the CEO and is responsible for the development, planning and directing of a comprehensive audit, compliance and risk oversight program that addresses significant risks facing the Company. Such responsibilities include:

• Functions as Chief Audit Executive and provides overall direction to the Company's Internal Audit function. Provides leadership, vision, direction, and coaching to develop and maintain an effective an Internal Audit function that is aligned with Company objectives and allocates assigned resources based on risk.
• Functions as the Chief Compliance Officer. Implements the Company's Compliance Policy and Program. Evaluates existing processes and controls and take appropriate corrective actions to enhance the effectiveness and efficiency of the Compliance function. Assesses and monitors compliance risks, and assists, supports and advises senior management and functional managers in fulfilling compliance responsibilities applicable to their operations. Raises awareness of compliance risks to the appropriate levels of management and governance functions to obtain appropriate resolution of compliance threats or risk acceptance at the appropriate levels.
• Develops and administers the risk oversight program. Provides leadership to ensure executive management and the Audit Committee receive appropriate information on key risks facing the Company and management practices in need of enhancement to effectively manage such risks.
• Functions as the administrator for corporate policies and procedures. Develops and maintains processes to periodically review corporate policies and procedures and obtain updates as operating practices change.

Support

• Assess the current risk environment, company processes and controls to evaluate key risks facing the company.

Influence

• Work with other functions (Operations, etc.) to maintain effective risk oversight, regulatory compliance, and Internal Audit processes.

Drive

• Demonstrate strong leadership to effectively manage change in a highly regulated environment or obtain risk acceptance at the appropriate level.

Manage

• Provide Compliance and Audit participation in key new initiatives to ensure risk and control issues are properly considered.
• Obtain commitment and support from all areas of the Company for effective execution of the Compliance Program and maintaining effective compliance with laws and regulations applicable to the Company's operations.
• Manage staff resources. Maintain and oversee competent, effective and efficient staffs/processes within the Internal Audit & Compliance functions to accomplish Company objectives.
• Ensure the proper escalation of identified risk management issues to the appropriate stakeholders.

Maintain

• Evaluate the effectiveness of risk management procedures and recommend appropriate enhancements to executive management and the Board.
• Adheres to all points of the creed.

Equivalent Education Level Required: Bachelor's degree in a business related field. Appropriate professional certifications pertaining to risk oversight, accounting and auditing, and regulatory compliance. CPA certification required.

Experience Required: Pre-existing understanding of the retail finance business with at least 20 years of experience related to risk management and oversight, regulatory compliance and internal audit with a financial services organization. Significant knowledge of Federal compliance requirements such as Anti Money Laundering compliance, Equal Credit Opportunity, Truth-in-Lending, Fair Credit Reporting, Gramm-Leach-Bliley, etc., and overall familiarity with state consumer lending laws.

Knowledge Required: Excellent written and verbal communications skills as would be needed to communicate in person, by phone, and through email; adaptability and flexibility to changing environment; and comfortable working in a dynamic, high volume, fast-paced environment. Ability to read, write, evaluate, and apply information. Ability to interact professionally and exhibit appropriate social skills. Ability to understand and ensure compliance with policies, procedures, and laws governing our industry/business and products. Ability to develop and maintain business relationships. Fresh ideas and enough experience and drive to accomplish objectives and effect positive change.

Physical Requirements: Sitting for long periods of time; standing occasionally; walking; bending; squatting; kneeling; pushing/pulling; reaching; twisting; frequent lifting of less than 10 lbs., occasional lifting of up to 20 lbs.; typing; data entry; grasping; transferring items between hands and/or to another person or receptacle; use of office equipment to include computers; ability to travel to, be physically present at, and complete the physical requirements of the position at any assigned location.

Travel: 20%

Attire: Professional attire (as required by company standards.

Other: Must be eligible to work in the USA and able to pass a background check.











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