Mortgage Loan Closer - Full-time

Peoples Home Equity is looking for a Mortgage Loan Closer who is a highly motivated individual able to thrive in a fast paced, team oriented environment in our Knoxville, TN office. This is a full time, benefits eligible position and qualifies for overtime and bonus. We are looking for someone with knowledge of Mortgage Loan policy procedures and mortgage lending, ideally experienced in closing. Must be detail oriented.

Summary Description

Ensures accurate and timely preparation and delivery of all closing documents while ensuring all state, federal, and company policies and procedures are being followed properly.

Duties & Responsibilities

• Prepares closing documents for all company-wide loan products including government loans such as FHA, VA, and Rural Development programs.
• Creates closing documents, verifies accuracy, ensures delivery of documents and coordinates satisfying closing conditions with closing agents, and loan originators.
• Performs compliance checks to include SAFE Act, MDIA/TILA, RESPA, HMDA , and TRID quality review prior to releasing documents for closing.
• Reviews and audits closing settlement statements for all loan closings to ensure conditions and guidelines have been met, prior to funding the loan.
• Works directly with underwriting, processing, and closing to create team work moral.
• Cross trained in various aspects of the company.
• Performs other duties and projects as assigned.

Job Requirements

Knowledge Requirements:

• High School diploma or equivalent
• 2 years mortgage loan processing or closing experience
• General knowledge of mortgage documentation and procedures
• Proficient knowledge of Microsoft Office applications

 Skill Requirements:

• Excellent business communication skills
• Strong customer service skills
• Strong detail orientation
• Sound judgment and decision making abilities
• Ability to organize, prioritize and meet deadlines
• Ability to perform essential functions of the job with or without accommodation